Riverdale, Georgia · Peters Cohen & Associates Inc

Build the Credit.
Secure the Legacy.

Personal and business credit consulting tailored to your goals. From budget clarity to boardroom strategy — we help individuals and entrepreneurs take command of their financial future.

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500+ Clients Served
15+ Years Experience
98% Satisfaction Rate
Business consulting meeting Professional handshake
10+ Years of Trusted Service
About Us

Your Partner in Financial Growth

Peters Cohen & Associates Inc is a Riverdale, Georgia-based consulting firm dedicated to empowering individuals and business owners with the tools, knowledge, and strategy needed to build and protect credit — and create lasting financial momentum.

Whether you're repairing personal credit, launching a business, or scaling an enterprise, our consultants work alongside you with personalized guidance — not one-size-fits-all advice.

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Personal Credit Strategy

Tailored roadmaps for budgeting, debt management, and long-term credit building.

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Business Formation & Growth

From startup compliance to scaling operations, we guide every milestone.

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Ongoing Advisory Support

Monthly retainer options with direct access, email support, and follow-up planning.

What We Offer

Our Consulting Services

From one-time strategy sessions to ongoing advisory retainers, every service is built around your specific goals.

Personal Services
Business Services
01

Personal Strategy Consultation

A focused 60-minute advisory session covering your goals, next steps, and a written session recap to keep you on track.

$150 / session
02

Credit & Budget Review

A thorough review of your budget, a current debt snapshot, and practical, actionable steps toward meaningful improvement.

$225 / review
03

Personal Financial Action Plan

A custom 30 or 60-day action plan complete with an accountability checklist designed around your unique financial picture.

$350 / plan
04

Career / Income Strategy Session

Explore income growth opportunities, side-hustle planning, and service positioning to maximize your earning potential.

$175 / session
05

Lifestyle & Goal Mapping Package

Two dedicated sessions plus a customized roadmap designed to align your lifestyle goals with a realistic personal strategy.

$425 / package
06

Monthly Personal Advisory Retainer

Up to 2 strategy calls per month plus ongoing email support — stay accountable and progress-focused every step of the way.

$300 / month
01

Startup Strategy Consultation

A 60-minute business advisory session covering your launch strategy, key priorities, and comprehensive follow-up notes.

$175 / session
02

Business Formation Roadmap

Full launch planning including a step-by-step setup checklist and compliance preparation for a confident business foundation.

$450 / roadmap
03

Business Plan Review

A detailed review of your existing business plan with targeted edits and strategic recommendations from an experienced advisor.

$650 / review
04

Business Consulting Package

Comprehensive offer strategy, operations review, and launch recommendations — an all-in package for serious entrepreneurs.

$900 / package
05

Pricing & Service Menu Design

We help you design a compelling service packaging structure, pricing ladder, and clear positioning in your target market.

$500 / service
06

Merchant Readiness / Document Review

A basic review of your invoice templates, service menu documents, and intake forms — ensuring your business looks polished and professional.

$350 / review
07

Monthly Business Advisory Retainer

Two strategy calls per month, follow-up support, and proactive planning assistance to keep your business growing and on course.

$600 / month
Bundle Packages

More Value. Better Results.

Our bundle packages combine complementary services for maximum impact at a preferred rate.

Personal

Personal Reset Package

Best For: Individuals needing structure

  • Personal Strategy Consultation
  • Credit & Budget Review
  • Personal Financial Action Plan
$525
Most Popular

Startup Launch Package

Best For: New businesses ready to launch

  • Startup Strategy Consultation
  • Business Formation Roadmap
  • Pricing & Service Menu Design
$1,050
Enterprise

Growth Advisory Package

Best For: Owners ready to scale

  • Full Business Consulting Package
  • Monthly Advisory Retainer (Month 1)
  • Operations & Strategy Review
$1,400
Transparent Rates

Complete Pricing Guide

All rates are flat-fee, clearly defined, and designed to deliver measurable value. No hidden fees.

Service Description Rate
Personal Consulting Services
Personal Strategy Consultation60-minute advisory session for goals, next steps, and written recap$150
Credit & Budget ReviewBudget review, debt snapshot, and practical improvement steps$225
Personal Financial Action PlanCustom 30 or 60-day action plan with accountability checklist$350
Career / Income Strategy SessionIncome growth ideas, side-hustle planning, or service positioning$175
Lifestyle & Goal Mapping PackageTwo sessions plus a customized roadmap for personal targets$425
Monthly Personal Advisory RetainerUp to 2 strategy calls per month plus email support$300 / mo
Business Consulting Services
Startup Strategy Consultation60-minute business advisory session and follow-up notes$175
Business Formation RoadmapLaunch planning, setup checklist, and compliance prep$450
Business Plan ReviewReview of an existing business plan with edits and recommendations$650
Business Consulting PackageOffer strategy, operations review, and launch recommendations$900
Pricing & Service Menu DesignService packaging, pricing ladder, and positioning guidance$500
Merchant Readiness / Document ReviewBasic review of invoice, service menu, and intake documents$350
Monthly Business Advisory RetainerTwo calls monthly plus follow-up support and planning$600 / mo
Bundle Packages
Personal Reset PackageConsultation + budget review + action plan$525
Startup Launch PackageStartup consultation + formation roadmap + pricing design$1,050
Growth Advisory PackageBusiness consulting package + monthly advisory retainer (month one)$1,400
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Payment Terms & Notes

A 50% deposit may be required for project work. Monthly retainers bill in advance. Rush requests, custom documents, and in-person sessions may be quoted separately. Final pricing may be adjusted based on complexity, urgency, and scope.

How It Works

Our 4-Step Process

A streamlined, client-first process designed to get you results efficiently and with confidence.

01

Discovery Call

We begin with a complimentary discovery conversation to understand your goals and match you with the right service.

02

Custom Strategy

Your consultant develops a personalized plan, action steps, and timeline tailored to your specific situation.

03

Active Consulting

Sessions are held via phone, Zoom, or in person. Written action plans and follow-up support keep you moving forward.

04

Continued Growth

Monthly retainers and follow-up packages ensure your progress is sustained long after your first engagement.

Client Results

What Our Clients Say

Real people. Real outcomes. Relationships built on trust and transformation.

★★★★★

"Cozy Holdings helped me understand my credit in a way no one ever had before. Within 60 days of following my action plan, I saw real, measurable changes. Absolutely worth every dollar."

TJ
Tamara J.
Personal Credit Client · Atlanta, GA
★★★★★

"I came in with a business idea and no real plan. The Startup Launch Package gave me a complete roadmap. I launched my LLC three weeks later. The clarity I gained was priceless."

DM
Darius M.
Business Consulting Client · Riverdale, GA
★★★★★

"The monthly retainer keeps me accountable and consistently growing. It's like having a business partner who actually knows finance and strategy. Highly recommend to any entrepreneur."

KR
Keisha R.
Monthly Advisory Client · Jonesboro, GA
Get in Touch

Let's Start Your Journey

Ready to take control of your credit and build the financial future you deserve? Schedule a consultation or send us a message — we're here to help.

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Office Location

1627 Adrian Dr
Riverdale, GA 30296

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Phone

Available upon booking confirmation

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Consultation Delivery

Phone · Zoom · In-Person
Flexible scheduling available

Book a Consultation

Fill out the form below and we'll be in touch within 24 hours.